Five top home inventory apps to safeguard your property during an emergency

Evacuation plans are crucial during disasters, as demonstrated by the recent floods in North Carolina and fires in Southern California, which gave people only seconds to decide which items to take with them.

Rebuilding your home and life after a stressful time requires providing detailed accounts of what you lost to your insurance provider, but it is crucial to prioritize caring for your loved ones during this time.

Determining what to take during a limited evacuation time or filing intricate insurance claims afterward can be a challenging and perplexing task.

Why keeping track of your home inventory matters

These apps can assist you in keeping track of all your home items and help you stay organized and financially responsible. They can also help you quickly identify what you need to take with you when evacuating, which is crucial if your home is at risk.

These apps can help you manage your home information, stay within budget for home projects and maintenance work, and submit a claim after a disaster. They can also help you keep your home safer with routine maintenance and create a home inventory to determine the appropriate amount of insurance coverage. Some apps allow you to upload important documentation for your home, which can be accessed by phone or computer in case of an emergency.

The top apps for tracking your home before or after a disaster are:

Top 5 apps for home inventory & management

1. HomeZada

HomeZada is a comprehensive home management platform that helps homeowners manage all aspects of their home, including maintenance, finances, inventory, and improvement projects. By acting as a central hub to organize and track important home-related information, it makes it easier to track, locate, rescue important items, and file insurance claims.

Key features of HomeZada

• Keep track of home maintenance tasks such as HVAC servicing or gutter cleaning to avoid forgetting routine upkeep and prevent costly replacements. This also ensures your home runs smoothly and safely.
• Efficiently categorize and document inventory for both indoor and outdoor spaces using a pre-existing template, allowing for easy organization and access to information such as photos, videos, receipts, and warranty details; crucial for insurance purposes and disaster recovery planning.
• Organizing and tracking home improvement projects can help you create a budget, store ideas, costs, and documentation in one place for tax and resale purposes.
• Monitoring mortgage payments, utility bills, and other home-related expenses can help track home equity and overall property value in finance and property insights.
• Important documents such as purchase agreements, blueprints, and appliance manuals are securely stored with key security features.
• Managing your home is easy with web and mobile app access, allowing you to control it from anywhere and at any time.

Pricing

HomeZada provides both free and premium plans, with premium plans featuring extra tools for inventory management, financial tracking, and project planning.

Website

For more information or to sign up, click here.

2. Centriq

Centriq is a home management platform that centralizes all your home needs, including organization, troubleshooting, operation, and maintenance.

Key features of Centriq

• Scanning barcodes of appliances and purchases in the home provides access to manuals and warranty information, while photographing product receipts along with photos and videos can help keep track of purchases.
• Adding reminders to tasks along with items in the app is part of maintenance tracking.
• Managing your home is easy with access available via web and mobile app.
• With Centriq, easily find troubleshooting videos for your product by inputting its name or barcode.
• By entering your model number, Centriq will guide you to the appropriate replacement parts and accessories.

Pricing

Centriq's Premium plan includes additional features such as interactions between multiple properties and shared access for multi-users, in addition to its free plan.

Website

For more information or to sign up, click here.

3. NAIC Home Inventory

The NAIC Home Inventory app is designed to assist you in filing a claim and offers expert advice. The app features a user-friendly interface with built-in room suggestions to help you create an inventory of your home. While it may not be as customizable as some other apps, it is a helpful tool for creating an itemized list of your belongings in case of an insurance claim.

Key features of NAIC home inventory app

• Pro-tip access: Access informative guides from experts regarding insurance claims and disaster mitigation
• Managing home inventory: Propose adding or removing rooms in the inventory section; utilize the barcode scan function to quickly retrieve an item's serial number; include photos and videos with items.
• Managing your home is easy with access available via web and mobile app.
• You can export your inventory in either a .CSV file without photos or a PDF with photos.

Pricing

NAIC Home Inventory app is free.

Website

For more information or to sign up, click here.

4. Itemtopia

Unlike its namesake, Itemtopia offers more than just listing your possessions. With presence in over 170 countries, the app enables you to manage services, warranties, and medical records. The app's user-friendly interface, enhanced with AI intelligence, makes it easy to get started.

Key features of Itemtopia

• Managing home inventory: Add or remove items under "Locations" or "Item Collections," and include photos, videos, warranties, and receipts.
• Manage individual medical records, service receipts, and pet vet appointments through the app with life management tools.
• Managing your home is easy with access available via web and mobile app.
• You can easily share your inventory data in various formats, including CSV and PDF, with or without photos, through email, text, and other channels.

Pricing

Premium plans on Itemtopia come with additional features such as up to 2 GB of storage, the ability to add more users, and the option to showcase items for sale with a shareable link.

Website

For more information or to sign up, click here.

5. Encircle

The Encircle app, designed for home restorers and insurance adjusters, can assist homeowners in staying prepared for disasters by quickly recording items around their homes. However, some of the features and terminology may be confusing or unnecessary for the average homeowner.

Key features for Encircle

• Effortlessly document the damage and restoration progress of a property, collaborate with contractors, and provide a comprehensive report on the property loss.
• Organize inventory by room, capture photos, videos, and notes, and generate reports instantly to detail the story of loss. Ensure accuracy with time/date, user, and GPS metadata information.
• Managing your home is easy with access available via web and mobile app.
• To share your Encircle inventory, you can send a link through text or email, access the spreadsheet view by logging into the web version, or generate a PDF version with photos using the app's "generate report" feature.

Pricing

Encircle offers both free and paid plans. Users can use the home inventory app for free for up to two houses. Encircle's restoration software has a free 14-day trial but is otherwise a monthly or annual paid membership.

Website

For more information or to sign up, click here.

Kurt’s key takeaways

Disasters and significant losses can cause chaos and overwhelm, but home apps can help you plan and manage during such times. These apps can assist you in creating a home inventory, organizing your resources, and restoring your home in case of an emergency. By using these apps, you can have peace of mind and a proactive approach to responding to disasters.

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